Everything you need to know about Mustard Investments. Can't find what you're looking for? Get in touch.
Mustard Investments is a free, interactive platform that teaches young people (ages 16–22) how to invest. We cover ISAs, the stock market, personal finance, and more — all tailored to the UK market.
Yes! Our core learning paths, quizzes, and tools are completely free. We may introduce optional premium features in the future, but the foundational content will always be free.
We built Mustard for young people in the UK who want to learn about investing and personal finance. Whether you're 16 and just getting started or 22 and looking to open your first ISA, we've got you covered.
No. Mustard Investments is for educational purposes only. We are not authorised or regulated by the Financial Conduct Authority (FCA). Always do your own research and consider seeking professional financial advice before making investment decisions.
We cover ISA Basics (Junior ISA, Stocks & Shares ISA, Lifetime ISA), Stock Market 101 (FTSE 100/250, index funds, ETFs), Personal Finance Foundations (budgeting, compound interest, debt), and more advanced topics like risk management and tax-free investing.
Each course contains 5–6 bite-sized lessons with interactive content blocks, callouts, diagrams, and embedded mini-quizzes. At the end of each course, there's a full quiz to test your knowledge.
Absolutely. There are no deadlines or schedules. Your progress is saved automatically, so you can pick up where you left off anytime.
You earn XP (experience points) for completing lessons, passing quizzes, maintaining daily streaks, and more. XP helps you level up through our mustard plant growth levels — from Seed all the way to Mighty Oak!
An Individual Savings Account (ISA) is a tax-efficient savings or investment wrapper available in the UK. You don't pay income tax or capital gains tax on returns from ISA investments. There are several types including Cash ISA, Stocks & Shares ISA, Lifetime ISA, and Junior ISA.
The FTSE 100 (pronounced "Footsie") is an index of the 100 largest companies listed on the London Stock Exchange by market capitalisation. It's one of the most widely used indicators of the UK stock market's performance.
For the 2025/26 tax year, the annual ISA allowance is £20,000 across all your ISAs (excluding Junior ISA). Junior ISAs have a separate £9,000 limit. Lifetime ISAs have a £4,000 annual limit (which counts towards the £20,000 total).
You need to be 18 to open a Stocks & Shares ISA or a Lifetime ISA in the UK. However, a Junior ISA can be opened for anyone under 18 by a parent or guardian. Our platform is designed for learners aged 16+.
You can sign up with your email address or use Google sign-in. It takes less than a minute. After signing up, you'll go through a quick 5-step onboarding to personalise your experience.
Yes. We use Firebase Authentication for secure sign-in, and your data is stored in Google Cloud's Firestore with strict security rules. We never share your personal information with third parties.
Yes. You can delete your account at any time from the Settings page. This will permanently remove all your data including progress, XP, and badges.
The ISA Explorer is an interactive tool that helps you compare different types of ISAs side by side — Junior ISA, Stocks & Shares ISA, Lifetime ISA, and SIPP. It includes a decision flowchart to help you work out which one is right for you.
Our calculator shows you how your money can grow over time with compound interest. You can adjust the initial amount, monthly contributions, interest rate, and time period. It also shows the tax savings from investing within an ISA wrapper.
Yes! We're building a virtual trading arena where you'll be able to practice buying and selling UK stocks with a virtual £10,000 portfolio. No real money, no risk — just learning.